What we do

NajdiKredit is not a lender or a bank. Tell us what you need — a loan or a money transfer — and our team matches you with a licensed partner in North Macedonia on your behalf, instead of leaving you to hunt across a dozen different sites yourself.

How we make money

Getting matched through NajdiKredit is free. When you're connected with a partner and go on to apply with them, that partner may pay us a referral fee — the same way a real-estate agent gets paid by the seller, not the buyer. It never changes the rate you're offered. The full breakdown is on our Licenses & Disclosures page.

Who this is for

Anyone in North Macedonia trying to make a decision about borrowing money or sending money abroad — and who'd rather tell us once and let our team do the legwork than call around to five different offices.

Where we're headed

We're starting with a small set of licensed loan and transfer partners — and adding more as we confirm real partnership agreements with them. We'd rather work with fewer partners we can actually vouch for than pad our network with names we can't.

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