Finding a lender shouldn’t be complicated.
Tell us what you’re looking for and leave your contact details. Our team reviews licensed lenders and connects you with one that may fit — free and with no obligation.
How it works
Three steps, no legwork for you.
Tell us what you need
Share a few details about the loan or transfer you're looking for.
Whether it's a personal loan or sending money abroad, just tell us the amount and a few contact details — it takes about a minute, no documents required upfront.
We review licensed partners for you
Our team checks licensed lenders and transfer providers on your behalf — no comparing dozens of offers yourself.
We only work with partners that hold a valid license to operate in North Macedonia, so you're never matched with someone we haven't checked. This step happens behind the scenes — there's nothing for you to do while we look.
You get contacted with a match
We reach out with the licensed partner that fits, free and with no obligation.
If there's a good fit, the partner reaches out directly with their own offer and next steps. If nothing matches right now, we'll let you know instead of leaving you waiting.
What is a loan?
A loan lets you borrow a fixed amount of money and pay it back over an agreed period, usually in monthly instalments, plus interest.
People commonly use a loan for things like:
- Buying a car
- Home renovations
- Consolidating debt
- Covering unexpected expenses
The amount you can borrow, the interest rate, and the repayment term depend on factors like your income and the lender's assessment of your application. Don't have a guarantor available? See how a loan without a guarantor works.
Tell us what you need and our team will match you with a licensed lender that fits — you don't have to compare offers yourself.
Get matched now
What is a money transfer?
A money transfer service lets you send funds to someone else — family abroad, a payment to a business, or moving money between your own accounts.
Common reasons people use a transfer service:
- Sending money to family abroad
- Paying for goods or services overseas
- Receiving funds from another country
- Moving savings between accounts
Fees, exchange rates, and delivery times vary between providers, so it's worth having your request checked before you send. See how payout actually works once a request is approved.
Tell us where the money needs to go and our team will match you with a licensed transfer provider that fits.
Get matched now
Our expert says…
Elena Petrovska - Editorial Lead at NajdiKreditUnfortunately, there are people who try to trick others out of their money with fake loan offers. Before you share any personal details with a lender, check that they're licensed to operate in North Macedonia — a legitimate provider will always be registered and verifiable.
Frequently asked questions
What is NajdiKredit?
NajdiKredit matches you with a licensed lender or transfer provider in North Macedonia. We're not a lender or a bank ourselves — tell us what you need and our team finds the option that fits, for free, with no impact on your credit score.
Will contacting NajdiKredit affect my credit score?
No. Submitting your details on our site never involves a credit check. A lender may run one once you're connected and apply directly with them.
What makes NajdiKredit different from other comparison sites?
We only work with partners that hold a valid license to operate in North Macedonia, and our team does the matching for you instead of leaving you to sort through marketing claims yourself.
How does NajdiKredit get paid?
A partner may pay us a referral fee if you're matched through us and go on to take out a loan, transfer or policy. That fee never changes your rate and doesn't cost you anything extra — getting matched is always free.